M2020-620 Online Practice Questions and Answers

Which of the following is a key transformational stage on the path to optimized enterprise risk management?

A. Reporting layers

B. Exposure Management

C. Data Management

D. Risk Appetite Management

Which one of the following risk types can the Algorithmics Risk Analytics solution set help measure, manage and mitigate?

A. Liquidity Risk

B. Information Security Risk

C. Operational Risk

D. Systems Risk

What is one of the key features in the drive to enable true risk management: the case for integration?

A. Getting a single view of the customer

B. Understanding the IT risk across the whole business

C. Future proof risk systems

D. Better market risk measures

In IBM Risk Analytics, IBM studies show that setting aside additional capital made no impact on businesses in a crisis.

What is it that has been proved to improve business survival in the same crisis scenario?

A. Additional data to work with

B. External consulting support

C. Increased market confident through evidentially better business management

D. A more dynamic acquisition strategy

Which of the following is a Buy-side market segment for IBM Risk Analytics?

A. Hedge Funds

B. Banks

C. Aviation markets

D. Local Government

What is a key feature of the Algo Strategic Business Planning solution?

A. Comprehensive views of the bank's risk/return status

B. Effective taxation calculations

C. Credit Life Cycle Management

D. Strategic Market Analysis

How does IBM describe the scope of the IBM Risk Analytics solution set?

A. Provides a comprehensive risk management process for each vertical.

B. Provides effective line of business risk management.

C. Creates an enterprise risk management framework across the entire IT infrastructure.

D. Optimizes enterprise risk management through a comprehensive horizontal and vertical risk integration strategy.

Clients using Smarter Analytics are able to transition data into better business decisions to drive better outcomes.

How does IBM Business Analytics summarize the process to drive better outcomes from data?

A. Align - Anticipate - Act

B. Aim - Allow - Authorize

C. Automate - Animate - Actuate

D. Anticipate - Automate - Authorize

Which Risk Analytics solution focuses on helping companies deliver Governance, Risk and Compliance (GRC)?

A. Algo Liquidity

B. OpenPages

C. Algo Financial Modeler

D. Algo One

What is Market Risk?

A. It helps banks to move beyond risk management silos.

B. It is a measure of the potential for lower market values resulting in a fall ofthe value of assets held.

C. It is the possibility that a borrower may not repay a loan.

D. It is the manner of oversight and supervision of financial institutions.